{"id":11354,"date":"2021-04-06T14:07:58","date_gmt":"2021-04-06T18:07:58","guid":{"rendered":"https:\/\/fonds-risq.qc.ca\/financial-products\/fices\/"},"modified":"2022-02-02T13:14:00","modified_gmt":"2022-02-02T18:14:00","slug":"fices","status":"publish","type":"page","link":"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/fices\/","title":{"rendered":"FICES"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_fe0fcd08 height_medium with_img parallax_fixed\"><div class=\"l-section-img\" role=\"img\" aria-label=\"Image\" data-img-width=\"1920\" data-img-height=\"1281\" style=\"background-image: url(https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2021\/04\/FICES-1-2.jpg);background-position: top center;\"><\/div><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color\"><div class=\"vc_column-inner us_custom_6df4bc3a\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h1 style=\"text-align: center;\"><strong>Develop your entreprise&#8217;s potential<\/strong><\/h1>\n<h3 style=\"text-align: center;\">Innovate \u2502 Accelerate \u2502 Propel<\/h3>\n<\/div><\/div><div class=\"w-separator size_custom\" style=\"height:175px\"><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_bg_img\" data-ultimate-bg=\"url(https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2016\/11\/AideTechnique-1.jpg)\" data-image-id=\"id^594|url^https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2016\/11\/AideTechnique-1.jpg|caption^null|alt^null|title^aidetechnique|description^null\" data-ultimate-bg-style=\"vcpb-default\" data-bg-img-repeat=\"no-repeat\" data-bg-img-size=\"cover\" data-bg-img-position=\"\" data-parallx_sense=\"30\" data-bg-override=\"0\" data-bg_img_attach=\"fixed\" data-upb-overlay-color=\"\" data-upb-bg-animation=\"\" data-fadeout=\"\" data-bg-animation=\"left-animation\" data-bg-animation-type=\"h\" data-animation-repeat=\"repeat\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"8.7.2\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div><section class=\"l-section wpb_row us_custom_e4f3b373 height_auto\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_f0ddf6d4\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h5><strong>Pilot project<\/strong><\/h5>\n<h1><strong>Social Economy Innovation and Growth Fund (FIC\u00c9S)<\/strong><\/h1>\n<h5><em>SPECIFIC COMPONENT OF THE <a href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/transition-fund\/?lang=en\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"color: #f5f5f5;\"><span style=\"text-decoration: underline;\">TRANSITION FUND<\/span><\/span><\/a><\/em><\/h5>\n<h3><em>MAXIMUM AMOUNT OF $250,000 PER ENTERPRISE<\/em><\/h3>\n<p>The FIC\u00c9S offers all the necessary flexibility to respond to the needs of projects with strong potential for growth and\/or innovation.<\/p>\n<p>This revenue-based financing was developed to support social economy enterprises through their pre-startup, startup or expansion phases.<\/p>\n<p>The amount of the investment is determined according to:<\/p>\n<ul>\n<li>The size of the enterprise and the scope of the project<\/li>\n<li>The project\u2019s projected revenue<\/li>\n<\/ul>\n<p>The organization\u2019s borrowing capacity.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_middle type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner us_custom_1ac84539\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>OBJECTIVS<\/strong><\/h3>\n<ul>\n<li>Support the <strong>emergence <\/strong>of innovative projects<\/li>\n<li>Drive the <strong>growth<\/strong> of existing enterprises<\/li>\n<li>Ensure the <strong>expansion<\/strong> of social economy enterprises<\/li>\n<\/ul>\n<\/div><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>CHARACTERISTICS<\/strong><\/h3>\n<ul>\n<li>Financing is based on the enterprise\u2019s revenues and is complementary to other sources of solidarity financing.<\/li>\n<li>Investment duration and repayment is adapted to the enterprise\u2019s rate of growth.<\/li>\n<li>Flexible repayments that never exceed a pre-established ceiling:\n<ul>\n<li>Variable portion determined as a function of projected revenues (royalties);<\/li>\n<li>Fixed portion determined as a percentage of the initially invested capital;<\/li>\n<li>Possibility of making additional payments (total or partial) without penalty;<\/li>\n<li>Possibility of reducing the amount owed through accelerated repayment.<\/li>\n<\/ul>\n<\/li>\n<li>Commitment fee:\u00a01.5% of authorized total<\/li>\n<li>Application fee of $300 is deducted from commitment fee.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner us_custom_1ac84539\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>PRIORITIZED STRATEGIC SECTORS<\/strong><\/h3>\n<ul>\n<li>Demographic challenges through human services and collective recovery<\/li>\n<li>Innovation and technology<\/li>\n<li>Food self-sufficiency<\/li>\n<li>The circular economy and the environment<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_9bbdb0e4\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>ELIGIBLE PROJECTS AND EXPENDITURES<\/h2>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p><span style=\"color: #ffffff;\"><span style=\"color: #ffffff;\"><strong><a style=\"color: #ffffff;\" href=\"https:\/\/fonds-risq.qc.ca\/nos-produits-financiers\/admissibilite\/\" target=\"_blank\" rel=\"noopener noreferrer\"><br \/>\n<\/a><\/strong><\/span><\/span>The enterprise must demonstrate the growth and\/or innovation potential of its project and the relevance of securing revenue-based financing.<\/p>\n<p>Enterprises must, depending on the type of project,<\/p>\n<ul>\n<li>Have developed a minimally viable, functional product that successfully addresses the problem in question (ready for the commercialization phase);<\/li>\n<li>Own the intellectual property or the exclusive, unlimited and irrevocable commercialization rights for all intangible assets derived from an innovation project.<\/li>\n<\/ul>\n<p><strong>The eligible expenditures for the project are<\/strong><\/p>\n<ul>\n<li><strong>Working capital<\/strong> needs<\/li>\n<li>Hiring of <strong>internal or external human resources<\/strong><\/li>\n<li>Expenditures related to <strong>project deployment<\/strong> (improving a product\/service, commercialization\u2026)<\/li>\n<\/ul>\n<h3><strong>INELIGIBLE EXPENDITURES<\/strong><\/h3>\n<ul>\n<li>The <span style=\"text-decoration: underline;\"><span style=\"color: #f5f5f5;\"><a style=\"color: #f5f5f5; text-decoration: underline;\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/eligibility\/?lang=en\">exclusions listed by the RISQ<\/a> <\/span><\/span>on its Eligibility page<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_9a533991\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>HOW TO APPLY<\/h2>\n<h4><strong>STEPS<\/strong><\/h4>\n<\/div><\/div><div class=\"w-separator size_small with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ol>\n<li><a href=\"https:\/\/fonds-risq.qc.ca\/contact-us\/contact-risq\/?lang=en\"><strong>Contact our team<\/strong><\/a> to validate your proposal\u2019s eligibility<\/li>\n<li>Send us the requested\u00a0<a href=\"#documents\"><strong><span style=\"text-decoration: underline;\">documents<\/span><\/strong><\/a> and the\u00a0<strong>$300 application fee<\/strong><\/li>\n<li>An analyst reviews your proposal\/discussion\/meeting<\/li>\n<li>RISQ\u2019s financial analyst prepares a report<\/li>\n<li>Presentation of analysis report to the Investment Committee. Depending on the committee\u2019s decision, committee members recommend that the Board of Directors accept or refuse the financing request; occasionally they recommend changes.<\/li>\n<li>If accepted, signing of RISQ\u2019s offer of investment<\/li>\n<li>Validation of compliance with preconditions contained in the offer of investment, and disbursement of loan<\/li>\n<li>Follow-up by RISQ until loan has been fully repaid.<\/li>\n<\/ol>\n<\/div><\/div><div class=\"w-separator size_small with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\" id=\"documents\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner us_custom_1ac84539\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h4><strong>DOCUMENTS<\/strong><\/h4>\n<ul>\n<li>Signed\u00a0<a href=\"https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2024\/06\/Declarations-et-consentements.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>D\u00e9clarations et consentements<\/strong><\/a><strong>\u00a0<\/strong>[Representations and consent] form<\/li>\n<li>Cheque for $300 made out to RISQ to cover the <a href=\"https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2021\/04\/MODALITES-DE-PAIEMENT_2021.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>application cost<\/strong><\/a><br \/>\n(deductible from commitment fee)<\/li>\n<li>Business plan or project presentation document describing its purpose, with an operational plan for its deployment.<\/li>\n<li>Resolution of the enterprise\u00a0authorizing the individual who signed the application (link)<\/li>\n<li>Forecast monthly cash budget for at least 12 months<\/li>\n<li>Financial forecasts for at least five years and three scenarios: pessimistic, realistic and ambitious<\/li>\n<li>Copy of letters patent (NPO) or charter (co-op)<\/li>\n<li>Copy of by-laws (including borrowing by-law) or internal rules of governance<\/li>\n<li>Documentation on the group that is initiating the project, including r\u00e9sum\u00e9s for the human resources required<\/li>\n<li>Studies demonstrating the potential for growth and\/or innovation (market, feasibility, or other).<\/li>\n<\/ul>\n<p><strong>Other documents, if applicable<\/strong><\/p>\n<ul>\n<li>Copy of most recent annual activity report<\/li>\n<li>Copy of annual financial statements for the last two years<\/li>\n<li>Recent interim financial statements (including list of accounts receivable and payable)<\/li>\n<li>Financial statements of affiliated enterprises<\/li>\n<li>Copy of financial partners\u2019 confirmations<\/li>\n<li>Submissions related to the project<\/li>\n<li>Other relevant documents: additional studies, letters of support or intent, etc.<\/li>\n<\/ul>\n<p>Additional documents may be required to complete our assessment of your application.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container has_bg_color\"><div class=\"vc_column-inner us_custom_1e54aa4c\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:32px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3 style=\"text-align: center;\"><strong>OUR OTHER FINANCIAL PRODUCTS<\/strong><\/h3>\n<\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_1ea5efb6\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3>TRANSITION FUND<\/h3>\n<h6><strong>COMMIT TO BEING PART OF THE RECOVERY<\/strong><\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/transition-fund\/\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_c21eb6a2\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>TECHNICAL ASSISTANCE LOAN<\/strong><\/h3>\n<h6>VALIDATE THE IDEA<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" target=\"_blank\" rel=\"nofollow\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/technical-assistance-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_ddf1f032\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>EMERGENCE LOAN<\/strong><\/h3>\n<h6>MOVING FROM IDEA TO PROJECT<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/financial-products\/pre-startup-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_27e3f9ea\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>CAPITALIZATION LOAN<\/strong><\/h3>\n<h6>START UP, DEVELOP, ENSURE CONTINUITY<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/financial-products\/capitalization-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_ec1013a5\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>CES\u00a0TRUST LOAN<\/strong><\/h3>\n<h6>NEED MORE FINANCING<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/financial-products\/patient-capital-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_custom\" style=\"height:32px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3 style=\"text-align: center;\"><strong>OBTAIN FINANCING TO MATCH YOUR<br \/>\nSTAGE OF DEVELOPMENT<\/strong><\/h3>\n<\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_7b0687b6\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>STARTING UP<\/strong><\/h3>\n<h6>TURNING IDEAS INTO ACTION!<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/start-up\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_01a07997\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>DEVELOP<\/strong><\/h3>\n<h6>REINFORCE AND STABILIZE YOUR OPERATIONS!<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/develop\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/financial-products\/eligibility\/?lang=en\"><span class=\"w-btn-label\">Eligibility<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"\/financial-products\/documents-and-references\/?lang=en\"><span class=\"w-btn-label\">Documents and references<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row us_custom_5fb9c346 fix-bg height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color\"><div class=\"vc_column-inner us_custom_6df4bc3a\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>PUISQUE CHAQUE PROJET EST UNIQUE\u2026<br \/>\n<\/strong><a style=\"color: #ffffff;\" href=\"\/nous-joindre\/coordonnees-du-risq\/\"><strong><u>CONTACTEZ-NOUS <\/u><\/strong><\/a><\/span><span style=\"color: #ffffff;\"><strong>ou le <a style=\"color: #ffffff;\" href=\"https:\/\/fonds-risq.qc.ca\/nous-joindre\/mandataires\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"text-decoration: underline;\">RELAYEUR DE VOTRE R\u00c9GION<\/span><\/a>!<\/strong><\/span><\/h2>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_grad\" data-grad=\"background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #B7C634), color-stop(100%, #0096C8));background: -moz-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -webkit-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -o-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -ms-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);\" data-bg-override=\"0\" data-upb-overlay-color=\"\" data-upb-bg-animation=\"\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"8.7.2\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div>\n","protected":false},"excerpt":{"rendered":"Develop your entreprise&#8217;s potential Innovate \u2502 Accelerate \u2502 Propel Pilot project Social Economy Innovation and Growth Fund (FIC\u00c9S) SPECIFIC COMPONENT OF THE TRANSITION FUND MAXIMUM AMOUNT OF $250,000 PER ENTERPRISE The FIC\u00c9S offers all the necessary flexibility to respond to the needs of projects with strong potential for growth and\/or innovation. This revenue-based financing was...","protected":false},"author":1,"featured_media":0,"parent":4689,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-11354","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FICES - Fonds RISQ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/fices\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FICES - Fonds RISQ\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/fices\/\" \/>\n<meta property=\"og:site_name\" content=\"Fonds RISQ\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/R%c3%a9seau-dinvestissement-social-du-Qu%c3%a9bec-1025562200821724\/?fref=ts\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-02T18:14:00+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fonds-risq.qc.ca\\\/en\\\/financial-products\\\/fices\\\/\",\"url\":\"https:\\\/\\\/fonds-risq.qc.ca\\\/en\\\/financial-products\\\/fices\\\/\",\"name\":\"FICES - 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