{"id":4624,"date":"2016-11-07T17:15:54","date_gmt":"2016-11-07T22:15:54","guid":{"rendered":"https:\/\/fonds-risq.qc.ca\/pret-de-capitalisation\/"},"modified":"2022-02-02T13:15:24","modified_gmt":"2022-02-02T18:15:24","slug":"capitalization-loan","status":"publish","type":"page","link":"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/capitalization-loan\/","title":{"rendered":"Capitalization loan"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color\"><div class=\"vc_column-inner us_custom_6df4bc3a\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h1 style=\"text-align: center;\"><strong>Financing your project based<br \/>\non your needs<\/strong><\/h1>\n<h3 style=\"text-align: center;\">Start up \u2502 Develop \u2502 Ensure continuity<\/h3>\n<\/div><\/div><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_bg_img\" data-ultimate-bg=\"url(https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2016\/11\/Capitalisation.jpg)\" data-image-id=\"id^580|url^https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2016\/11\/Capitalisation.jpg|caption^null|alt^null|title^capitalisation|description^null\" data-ultimate-bg-style=\"vcpb-default\" data-bg-img-repeat=\"no-repeat\" data-bg-img-size=\"initial\" data-bg-img-position=\"\" data-parallx_sense=\"30\" data-bg-override=\"0\" data-bg_img_attach=\"fixed\" data-upb-overlay-color=\"\" data-upb-bg-animation=\"\" data-fadeout=\"\" data-bg-animation=\"left-animation\" data-bg-animation-type=\"h\" data-animation-repeat=\"repeat\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"8.7.2\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div><section class=\"l-section wpb_row height_auto\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_dc0b8531\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h1><strong>CAPITALIZATION LOAN<\/strong><\/h1>\n<h3>Total of $20,000 to $50,000 per project,<br \/>\nmaximum $100,000 per enterprise<\/h3>\n<p>Financial assistance under our Capitalization program, complements other sources of financing and provides support for your project in the forms of several types of investment :<\/p>\n<ul>\n<li>Direct <strong>loan<\/strong> with no guarantee to complete your down payment<\/li>\n<li><strong>Bid or performance surety bond<\/strong> to enable you to bid for contracts<\/li>\n<li><strong>Loan guarantee or line of credit<\/strong> to obtain the financing you need without putting up your assets as a guarantee (authorized for a maximum of 5 years)<\/li>\n<li><strong>Preferred shares<\/strong> (co-op) or s<strong>olidarity bonds<\/strong> (NPO), determined on a case by case basis<\/li>\n<\/ul>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" target=\" _blank\" rel=\"nofollow\" href=\"https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2017\/09\/D\u00e9pliant-R\u00e9investissement.pdf\"><span class=\"w-btn-label\">Already have a loan from us? Learn about our reinvestment loan<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_middle type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner us_custom_1ac84539\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>OBJECTIVES<\/strong><\/h3>\n<ul>\n<li>Support the <strong>emergence<\/strong> of new enterprises<\/li>\n<li>Foster the <strong>development<\/strong> of existing enterprises<\/li>\n<li>Ensure the <strong>continuation<\/strong> of social economy enterprises<\/li>\n<\/ul>\n<\/div><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>CHARACTERISTICS<\/strong><\/h3>\n<ul>\n<li>Additional financing<\/li>\n<li>Possibility of a capital repayment holiday<\/li>\n<li>Investments lasting from 2 to 7 years<\/li>\n<li>Flexible interest rate determined according to the level of risk of the investment (can vary between 5 and 8%)<\/li>\n<li>Fixed interest rate during repayment period<\/li>\n<li>Fixed monthly payments (capital and interest) for the duration of the loan, determined in accordance with the enterprise\u2019s repayment capacity.<\/li>\n<li>Early repayment without penalty at any time with advance written notice of at least 90 days.<\/li>\n<li>Commitment fee: 1.5% of authorized total.<\/li>\n<li>Application fee of $200 is deducted from commitment fee.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_9bbdb0e4\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h4><strong>ELIGIBLE EXPENDITURES<\/strong><\/h4>\n<ul>\n<li><strong>Working capital<\/strong> needs<\/li>\n<\/ul>\n<p>Expenses <strong>related to development<\/strong>:<\/p>\n<ul>\n<li>Professional fees<\/li>\n<li>Expert advice costs<\/li>\n<li>Other costs incurred to cover the services of consultants and specialists needed to conduct studies<\/li>\n<\/ul>\n<p><strong>Capital<\/strong> expenses:<\/p>\n<ul>\n<li>Land<\/li>\n<li>Building (acquisition or renovation) or improvement of facilities<\/li>\n<li>Equipment and machinery<\/li>\n<li>Vehicles<\/li>\n<li>Support for client accounts<\/li>\n<li>Acquisition of a business or business assets<\/li>\n<li>Ridership (eligible with an assessment of value by a recognized independent expert)<\/li>\n<li>Other similar expenses, except outlays related to volume of sales<\/li>\n<\/ul>\n<ul>\n<li><strong>Acquisition of technological materiel<\/strong>, software or software packages, patents, other similar expenses.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row correction via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_dc0b8531\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>HOW TO APPLY<\/h2>\n<h4><strong>STEPS<\/strong><\/h4>\n<\/div><\/div><div class=\"w-separator size_small with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><ol>\n<li><strong><a href=\"https:\/\/fonds-risq.qc.ca\/contact-us\/contact-risq\/?lang=en\">Contact our team<\/a><\/strong>\u00a0or the<strong>\u00a0<a href=\"https:\/\/fonds-risq.qc.ca\/contact-us\/designated-representatives\/?lang=en\">designated representative<\/a>\u00a0<\/strong>in your region to validate your proposal\u2019s eligibility<\/li>\n<li>Send us the requested\u00a0<a href=\"#documents\"><strong>documents<\/strong><\/a><em><em>\u00a0<\/em><\/em>and the <strong>$200 application fee<\/strong><\/li>\n<li>An analyst reviews your proposal\/discussion\/meeting<\/li>\n<li>RISQ\u2019s financial analyst prepares a report<\/li>\n<li>Presentation of analysis report to the Investment Committee. Depending on the committee\u2019s decision, committee members recommend that the Board of Directors accept or refuse the financing request; occasionally they recommend changes.<\/li>\n<li>If accepted, signing of RISQ\u2019s offer of investment<\/li>\n<li>Validation of compliance with preconditions contained in the offer of investment, and disbursement of loan<\/li>\n<li>Follow-up by RISQ until loan has been fully repaid.<\/li>\n<\/ol>\n<\/div><\/div><div class=\"w-separator size_small with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\" id=\"documents\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner us_custom_1ac84539\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h4><strong>DOCUMENTS <\/strong><\/h4>\n<ul>\n<li>Signed\u00a0<strong><a href=\"https:\/\/fonds-risq.qc.ca\/wp-content\/uploads\/2024\/06\/Declarations-consentements-CAP.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">declarations et consentements<\/a>\u00a0<\/strong>[Representations and consents] form<\/li>\n<li>Cheque for $200 made out to RISQ to cover application cost<br \/>\n(deductible from commitment fee)<\/li>\n<\/ul>\n<p><strong>Other documents, if applicable<\/strong><\/p>\n<ul>\n<li>Copy of most recent annual activity report<\/li>\n<li>Copy of annual financial statements for the last two years<\/li>\n<li>Recent interim financial statements (including list of accounts receivable and payable)<\/li>\n<li>Financial statements of affiliated enterprises<\/li>\n<li><strong>Resolution of the enterprise<\/strong> authorizing the individual who signed the application (link)<\/li>\n<li>Copy of financial partners\u2019 confirmations<\/li>\n<li>Copy of letters of patent (NPO) or charter (co-op)<\/li>\n<li>Copy of by-laws (including borrowing by-law) or internal rules of governance<\/li>\n<li>Studies that have been conducted (market, feasibility, and other)<\/li>\n<li>Submissions related to the project<\/li>\n<li>Support letters, letter of intent (if applicable)<\/li>\n<li>Business plan including :\n<ul>\n<li>Description of project<\/li>\n<li>Cost of current project and requested financing<\/li>\n<li>3-year financial forecasts<\/li>\n<li>Forecast monthly cash budget for 12 months<\/li>\n<li>Names of the board of directors with a short description of their roles and competencies<\/li>\n<li>R\u00e9sum\u00e9s of project promoters (management team)<\/li>\n<li>Number of jobs created\/maintained (including work integration positions)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>Other relevant documents<\/strong><\/p>\n<ul>\n<li>Written confirmations of other sources of financing (loans and grants)<\/li>\n<li>Copies of long-term business agreements (supply, distribution, exclusivity, specific discount, purchase commitment, etc.)<\/li>\n<li>Order book<\/li>\n<li>Unit cost price and sales price<\/li>\n<li>Other relevant documents<\/li>\n<\/ul>\n<p><strong>For a real estate project<\/strong><\/p>\n<ul>\n<li>Duly signed and valid offer to purchase (in the case of acquisition of capital assets) or title to property<\/li>\n<li>Property valuation report (compulsory) including market value and asset value<\/li>\n<li>Phase 1 environmental study (compulsory)<\/li>\n<li>Phase II environmental study (if applicable)<\/li>\n<li>Location certificate<\/li>\n<li>Offer of professional services<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container has_bg_color\"><div class=\"vc_column-inner us_custom_1e54aa4c\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:32px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3 style=\"text-align: center;\"><strong>Our other financial products<\/strong><\/h3>\n<\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_222a346a\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Technical assistance loan<\/strong><\/h3>\n<h6>Validate the idea<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/technical-assistance-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_ddf1f032\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Emergence loan<\/strong><\/h3>\n<h6>Moving from idea to project<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/pre-startup-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_1ea5efb6\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Transition Fund<\/strong><\/h3>\n<h6>Engage your enterprise in the restart<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/pre-startup-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_57d8e9a4\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Social Economy Innovation and Development Fund &#8211; FICES<\/strong><\/h3>\n<h6>Deploy the potential of your enterprise<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/pre-startup-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_92b1367f\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Ces trust loan<\/strong><\/h3>\n<h6>Need more financing<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/patient-capital-loan\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_custom\" style=\"height:32px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Obtain financing to match your<br \/>\nstage of development<\/strong><\/h3>\n<\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_7b0687b6\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Starting up<\/strong><\/h3>\n<h6>Turning ideas into action!<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/start-up\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"g-cols wpb_row us_custom_1ac84539 via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container has_text_color has_bg_color\"><div class=\"vc_column-inner us_custom_01a07997\"><div class=\"wpb_wrapper\"><div class=\"w-separator size_custom\" style=\"height:75px\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Develop<\/strong><\/h3>\n<h6>Reinforce or stabilize your operations!<\/h6>\n<\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/develop\/?lang=en\"><span class=\"w-btn-label\">Find out more<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/eligibility\/?lang=en\"><span class=\"w-btn-label\">Eligibility<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_3 us_custom_f4397b66 icon_atright\" href=\"https:\/\/fonds-risq.qc.ca\/financial-products\/documents-and-references\/?lang=en\"><span class=\"w-btn-label\">Documents et references<\/span><i class=\"fas fa-chevron-circle-right\"><\/i><\/a><\/div><div class=\"w-separator size_medium with_line width_default thick_1 style_solid color_border align_center\"><div class=\"w-separator-h\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row fix-bg height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h1><span style=\"color: #ffffff;\"><strong>BECAUSE EVERY PROJECT IS UNIQUE, GET IN TOUCH WITH US!<\/strong><\/span><\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_grad\" data-grad=\"background: -webkit-gradient(linear, left top, left bottom, color-stop(0%, #B7C634), color-stop(100%, #0096C8));background: -moz-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -webkit-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -o-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: -ms-linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);background: linear-gradient(-45deg,#B7C634 0%,#0096C8 100%);\" data-bg-override=\"0\" data-upb-overlay-color=\"\" data-upb-bg-animation=\"\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" data-rtl=\"false\"  data-custom-vc-row=\"\"  data-vc=\"8.7.2\"  data-is_old_vc=\"\"  data-theme-support=\"\"   data-overlay=\"false\" data-overlay-color=\"\" data-overlay-pattern=\"\" data-overlay-pattern-opacity=\"\" data-overlay-pattern-size=\"\"    ><\/div>\n","protected":false},"excerpt":{"rendered":"Financing your project based on your needs Start up \u2502 Develop \u2502 Ensure continuity CAPITALIZATION LOAN Total of $20,000 to $50,000 per project, maximum $100,000 per enterprise Financial assistance under our Capitalization program, complements other sources of financing and provides support for your project in the forms of several types of investment : Direct loan...","protected":false},"author":2,"featured_media":0,"parent":4689,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-4624","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Capitalization loan - Fonds RISQ<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fonds-risq.qc.ca\/en\/financial-products\/capitalization-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capitalization loan - Fonds RISQ\" \/>\n<meta property=\"og:url\" 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